The taxman brings a prediction!
"Yikes, the Omnibus Bank of BotB is in the red! Everyone will be paying 21% next May!"
there lies many mysteries...
Instruments used are:
free strings, flute, and percussion from Philharmonia
https://philharmonia.co.uk/resources/sound-samples/
free harp from VSCO 2
https://vis.versilstudios.com/vsco-community.html#versions